Business Services

Business Services

The great use of life is to spend it for something that will outlast. - William James

At Olewine Financial Group, a large percentage of our clients are business owners. Through their own efforts they have accumulated significant wealth, most often through ownership of a privately held corporation. Few, if any, became an overnight success. Rather, they built their wealth over a lifetime of hard work.

We help business owners crystallize their objectives in the following areas:


  1. Retirement Solutions


  2. Risk Management


  3. Estate Planning



Corporate Retirement Solutions

A strong employer-sponsored retirement plan can provide businesses with significant leverage in attracting and retaining key employees, while at the same time providing employees with the tools necessary to enjoy a successful retirement. Undoubtedly, establishing and overseeing an appropriate retirement plan can place significant responsibility on plan sponsors. Our goal at Olewine Financial Group is to assist plan sponsors with these responsibilities, providing critical expertise in establishing and overseeing employer-sponsored retirement plans.

Whether it’s a 401(k), 403(b), Simplified Employee Pension-IRA (SEP-IRA), Keogh Plan, or other plan, Olewine Financial Group works alongside our Business Services clients to create the best solution for you, your company, and your employees.


Corporate Risk Management

Olewine Financial Group can structure a corporate insurance program that preserves business value at a predicable cost. A properly structured corporate insurance program can be used to fund a buy-sell agreement, protect against the death or disability of a key person, or ensure a business continuation by providing a temporary source of cash flow.


Estate Planning

Your business may be the most valuable asset in your estate. Unfortunately, many family-owned businesses do not survive the first generation as a result of legal issues, taxes, and family disputes. To protect against these matters, it is essential for business owners to plan ahead. Your personal estate plan, insurance policies, and business estate plan are all intimately connected.

  • Management Succession
    A management succession plan is vitally important to the health and continuity of your family and your employees.
  • Business Inheritance
    Dividing your business among your heirs can be a complicated issue for many business owners. While this is undoubtedly a sensitive topic, planning for the future now can help you avoid problems later.
  • Business Valuation
    Professional valuation of your business performed on a consistent basis can help business owners avoid costly court disputes in determining the amount of business estate taxes.

Olewine Financial Group can also help you plan ahead to make sure your estate has enough liquidity to pay your estate taxes and provide support for your heirs.